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Articles Posted in Car Insurance

Negotiating a Vermont Personal Injury Settlement
Chadwick, Spensley & Fox, PLLC

There is no hard and fast rule when it comes time to discuss the settlement of your personal injury claim with an insurance adjuster. However, rushing to these negotiations without an understanding of how the insurer is valuing your claim is not an efficient way to reach an acceptable number. If you have suffered an injury in Vermont and an insurance…

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Does a Traffic Citation Equate to Liability in a VT Car Accident?
Chadwick, Spensley & Fox, PLLC

There are circumstances where a car accident in Vermont may also lead to a criminal or civil citation. DUIs, driving too fast for conditions or negligent operation are a few of the most common citations a motorist can receive that stem from a collision between two or more vehicles. Although these citations may play a significant factor…

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Involved in a Car Accident? The Narrative of the Accident Report Can Wait
Chadwick, Spensley & Fox, PLLC

The Vermont DMV has strict timelines on the filing of a uniform accident report by a motorist who is involved in a car accident where damage has been sustained. However, if there is an ongoing investigation into an accident, or if a motorist has been cited for a criminal offense, such as DUI or Negligent…

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What Is Required of Me To Have My License Reinstated After a DUI Conviction?
Chadwick, Spensley & Fox, PLLC

If an individual is convicted of a DUI either in the criminal or civil context, there are certain requirements that must be met in order for their driver’s license to be reinstated. What is important for most people, is that these tasks are completed efficiently so there is no “dead time”, where a suspension is…

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A Look at the Car Insurance Mandatory Disclosure Regarding Vermont Moving Violations; Inside the Details
Chadwick, Spensley & Fox, PLLC

When a motorist is issued a traffic ticket, there are two major concerns; points on license, and, insurance consequences.  Although some may hope that since they live outside Vermont, their home state insurance adjuster may not pick up on the violation.  Although there have been instances of missed violations in the past, a recent look…

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