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Articles Posted in car insurance

A Look at the Car Insurance Mandatory Disclosure Regarding Vermont Moving Violations; Inside the Details
Chadwick, Spensley & Fox, PLLC

When a motorist is issued a traffic ticket, there are two major concerns; points on license, and, insurance consequences.  Although some may hope that since they live outside Vermont, their home state insurance adjuster may not pick up on the violation.  Although there have been instances of missed violations in the past, a recent look…

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How Will Insurance Discover My Vermont Traffic Ticket?
Chadwick, Spensley & Fox, PLLC

Insurance companies have many tools to determine whether they have a basis for placing a client in an elevated risk pool. They can search online databases, run a client’s local driving record or simply ask a client to update them on whether they received any moving violations in the last year. Regardless, it should be…

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Will My Insurance Company Know About My Vermont Traffic Ticket?
Chadwick, Spensley & Fox, PLLC

One major question many non-Vermont residents ask when they are facing a traffic ticket in Vermont is whether their insurance carrier will be notified of the violation.  There is not a clear answer to this question, as each insurance company’s policy differs with regards to how often they run a motorists DMV record.  However, the…

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How Much Can Your Insurance Rise From a Speeding Ticket
Chadwick, Spensley & Fox, PLLC

According to a recent Forbes article a motorist can expect as much as a 22 percent rise in their insurance premium after just one traffic violation.  However, determining just how much of an increase you should expect to pay varies widely on the Vermont traffic infraction you are being prosecuted for. Reckless driving and DUI hold…

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